60+ Financial Goals you can achieve anytime

Here's a 60 plus list of money goals you can achieve anytime. We've covered the research behind the power of writing down your goals. So choose yours or add to the list.​

Do right with my cash savings

1. Calculate my savings/expense rate
2. Complete savings for my emergency pot​
3. Save one month worth of expenses into my emergency fund​
4. Move my cash savings into the best interest rate available

Travel & Fun

1. Start a Travel savings pot
2. ​Start a fun jar so I can enjoy my money with no guilt​
3. Give myself a raise of __ a month​
4. Start saving for a year off work (Target is £___ by 20__)​
5. Renew my travel insurance
6. Find opportunities to win free stuff

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Protecting my Family

1. Open children's school fund
2. ​Start a Junior ISA for the kiddo(s)​
3. Build a savings account to start supporting my parents in 3 years​
4. Buy life insurance​
5. Start a baby savings pot​​
6. Start saving for my wedding​​

Save better and more

1. Automate all my savings
2. Experiment with Crypto​
3. Stop waiting for a stock market crash to invest, do regular savings
4. Invest __ in the stock market​
5. Grow my Stocks & funds portfolio

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Manage Debt

1. Reduce my debt by __ this year​
2. Pay off my student loans
3. Negotiate better interest rates
4. Pay off all credit card debts
5. Read this article
   

Take care of my future

1. Start a personal pension
2. ​Top up my pension savings by ___
3. ​Write a Will (free)
4. ​Find out when I can retire. it is Year 20__​
5. Update my Will​
6. Increase my employer pension matching to the max​
7. Plan my retirement activities
8. Speak to a financial adviser about inheritance​​
9. Retire​

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Give Back

1. Increase Charitable donations by __
2. Review the charities I donate to check that they are still effective
3. Use CAF- Give as you earn to donate and reduce the amount of tax you pay

Homeownership 

1. Buy a home
2. Start saving for a home deposit via a LISA or high-interest savings account
3. Insure all the appliances in my home
4. Overpay my mortgage by __
5. Remortgage my home and get a lower interest rate​
6. Search for a better internet, gas/electric deal to reduce my expenses​
7. Buy a second home and rent out my first​
8. Get home and contents insurance​
9. Buy land​
10. Check the warranty and Guarantee of my household products

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Financial Health Check

1.  Improve or Maintain my credit score​
2. Be intentional about where I spend​​
3. Write down my savings goals​
4. Start recording my financial progress (e.g. Net worth)
5. Learn about taxes
6. Review my monthly subscriptions and agree which ones I'll continue
7. Review my standing orders and direct debits

Experiment with my ideas

1. Research and write my business plan
2. ​Start my side hustle, experiment to see if I can maintain it
3. Get feedback on my business plan from an expert or a trusted friend​
4. Use social media to promote my side hustle and get feedback​​

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Enablers

1. Get health insurance​ or critical illness cover
2. Increase my income by __​​
3. Start a self-investment pot for my self so I can retrain & get new skills​
4. Get a promotion at work​​

Big overall Goals

1. ​Ask others about their financial goals​
2. Financially recover from this year​
3. Save __% of my income this year
4. Maintain or increase my savings rate​​