An initiative for
women creating, growing and protecting wealth

Why WealthSquats?  

WealthSquats is an initiative aimed at changing the way women interact with money. For multiple reasons, we are not taught the fundamentals of how to manage our finances properly and this ultimately determines the options we have.

​I now know that money is power and as women continue to advance in all areas of their lives, the ability to manage money is one area that can inspire confidence and induce a high quality of life.

This initative is for all types of women regardless of your age or income. These pages are a collection of simple, practical thoughts on wealth creation, growth and protection.

 I have come to learn that financial literacy is a skill that can be built just like empathy, leadership, time management or public Speaking. Although I am no financial expert, my goal is to share my views on what I have learnt and continue to learn about money.

WealthSquats focuses on 4 areas.
  • Networth: What are you worth in financial terms? Is it £4,500, £45,000 or more? Knowing and tracking your networth is a great source of confidence, particularly when aligned to your personal life goals. We discuss how to calculate this value and what the figure means for your life in real terms.
  • Pension: Statistically, we women live longer than men and this means that we need to focus on ensuring that we have a solid plan for enjoying rather than dreading retirement
  • Savings and Investing: 85% of women do not own stocks and 51% have less than $500 in savings. Put simply, these numbers must change. We explore multiple options that help your money grow in a diversified way.
  • Financial Literacy: As with everything, a little knowledge goes a long way. Having a basic understanding of your financial options gives you the freedom to make tailored choices that fit your own goals. I curate articles, videos in addition to my personal experience to arm you with resources to make better choices.

Please reach out, subscribe and share your views so that we can create a robust resource for everyone.

XOXO

Latest Blogs

The Wealth Basics

The wealth basics are a checklist of steps you need to take to become financially secure. These steps were devised based on research, personal experiences and conversations with others.
1.    Calculate your networth
2.    Build an 8 Month emergency fund
3.    Start a Pension
4.    Buy a property
5.    Invest in the stock market
6.    Control your debts
7.    Invest in your financial literacy
8.    Diversify  your investments
​9.    Conduct a monthly financial check 
10.  Plan your savings & investment allocation

Get started

Networth

What are your worth today in financial terms?
 Your networth is a good starting point to set financial goals that you want to achieve. Calculate yours by clicking the link below.

Pension

Saving for your old age may not sound sexy today but if someone told you that when you retire you would get $100 a month to live on, how would you react? 

Saving & Investing

How can you make your money grow?
 Lets start creating wealth.  Explore the saving and investment options  that can help you make the right decisions for your short, medium and long term goals.​

Financial Literacy

Don't let the big financial terms scare you. Get educated on how to change your atitude towards money so you can control it.

"I have £125 every month to save and invest. What can I do with that?"

This amount (£)
is for 
held in a
and for how long?
15
Emergency Account
Savings account
Short to Medium term
10
Personal Pension
LISA, SIPP
Long term
20
Property Purchase
Help to Buy ISA or a LISA
Medium to Long term
10
Fun account
Savings account 
Short term
10
Robo Investing
Moneyfarm, Nutmeg
Medium to long term
10
Peer to Peer lending
Funding Circle, Rate setter 
Short to Medium term
25
Stocks & Funds 
Brokerage accounts
Long term
10
Early Stage Private Equity
Seedrs, Crowdcube
Long term
15 
Bonds
Savings account, Brokerage accounts
Short to Long term
The above is an example. Do your own research to find the right mix that meets your goals and risk appetite  In the UK, you can use an ISA to avoid paying additional tax on your investments. Investment into early stage companies can provide a tax relief through EIS-Enterprise Investment Scheme. Check the charges and costs associated with your investments. 

What should I be doing with my finances if I am a...

Our financial decisions evolves with our varied life stages. Whatever stage you find your self, there are many options that meet your needs.
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Disclaimer
The content on WealthSquats are my own thoughts. Consult certified financial experts to get information that is suitable to you.
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