The Pursuit

As a young child, I have always known that I wanted to be rich. I knew that I wanted the finer things in life. I did not want to live paycheck to paycheck and most importantly, I wanted to be rich quick.  This desire stemmed from my circumstance where I observed people who had more and wondered how they got it. 

Shaking up the plan work hard in school, get a decent job, stay at the job and somehow I would get rich

The plan was to work hard in school, get a decent job, stay at the job and somehow I would get rich. The ‘how’ is something that I struggled with for a long time. Questions I wrestled with include:

• How can I multiply my income
• How can I sustainably save?
• What are other successful people doing that precludes me?

The trigger for Change 
The answer to these questions are becoming clearer  over time through continuous research and a  thirst to get a solid education on managing money.  Now, your own quest for wanting to manage your money better can be for several reasons:

• You want to retire early
• You want the capability to afford nice things
• You have goals that you have set for yourself e.g. travel the world, buy a house, buy a car, open a foundation
• You are in debt
• You always have a limited amount of money to survive on at the end of the month
• Other

After much soul searching which included  a solo evaluation of my own life's current circumstance and my future goals,  I came to understand that getting or being rich was not my goal, my goal was to understand and implement the mechanisms of how to be financially savvy.

Your money management goal may vary from mine and that is a great thing. For you, the exact figure that you need to meet your financial goal is up to you to define.

Let me explain, Financial Independence to me, means that I get to a point in my life where I have enough funds to manage my expenses and address my financial issues without worry. I have always believed that if I do not want to worry, I must have all the necessary information and a solid plan.

In order to plan I needed to know:

• What is my monthly income pre and post taxes?
• What are my monthly and yearly expenses?
• What percentage of my income is saved?
• What percentage of my income is saved?
• How can I budget to have fun?
• What are my goals?
• Why does being financially literate matter to me?​
• And more.

With these questions addressed, I was ready to kickstart my journey towards building a more informed life.

---

About Me:

Age
Millennial

Employment type
Full time

Sector
Information Technology

Indulges in:
Food
Travel
Everything in Ottolenghi
Books
​