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As a young child, I have always known that I wanted to be rich. I knew that I wanted the finer things in life. I did not want to live paycheck to paycheck and most importantly, I wanted to be rich quick. This desire stemmed from my circumstance where I observed people who had more and wondered how they got it.
Shaking up the plan work hard in school, get a decent job, stay at the job and somehow I would get rich
The plan was to work hard in school, get a decent job, stay at the job and somehow I would get rich. The ‘how’ is something that I struggled with for a long time. Questions I wrestled with include:
The trigger for Change
The answer to these questions are becoming clearer over time through continuous research and a thirst to get a solid education on managing money. Now, your own quest for wanting to manage your money better can be for several reasons:
After much soul searching which included a solo evaluation of my own life's current circumstance and my future goals, I came to understand that getting or being rich was not my goal, my goal was to understand and implement the mechanisms of how to be financially savvy.
Your money management goal may vary from mine and that is a great thing. For you, the exact figure that you need to meet your financial goal is up to you to define.
Let me explain, Financial Independence to me, means that I get to a point in my life where I have enough funds to manage my expenses and address my financial issues without worry. I have always believed that if I do not want to worry, I must have all the necessary information and a solid plan.
In order to plan I needed to know:
With these questions addressed, I was ready to kickstart my journey towards building a more informed life.